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CMS Issues Final Rules on Medicaid Eligibility Work Requirements

Last year, Congress passed changes to Medicaid eligibility requirements and CMS was given a deadline to issue final rules on those work requirements. The federal agency has since published those final rules and enrollees on the Medicaid program need to acquaint themselves with these requirements to ensure they comply in order to retain their eligibility. We discuss some of those requirements. 

The rules, published on June 1, aren’t going to affect every person enrolled on Medicaid. Instead, they will affect individuals whose coverage is in the category of Medicaid expansion. This program is offered in some, but not all, states around the country. Under Medicaid expansion, adults who earn a low income and don’t have dependents were allowed in about 40 states to qualify for Medicaid coverage. These are the people for whom the rules will apply. 

The work requirements impose a need to show that someone works for 80 hours each month. Individuals enrolled in a course and those volunteering but aren’t getting paid for that work will be eligible, and there are mechanisms to determine whether what they do amounts to the minimum 80 hours of work per month. 

The rules also indicate that individuals who are so sick that they are unable to work will remain eligible for Medicaid expansion. For now, the authorities will trust the person’s assertion that their health condition prevents them from working. However, beyond 2028, documentation is going to be required to confirm the inability of someone to work due to their health status. A document from a health care professional, for example, would be accepted as proof that one is unable to work. 

It should be noted that the CMS rules don’t include specific criteria for determining frailty. States will therefore have to come up with their own standards for ascertaining frailty, and this has caused some concerns about variations from one state to another. 

States are currently working to tweak their systems to incorporate these new work requirements, and affected individuals will be contacted in two different ways. The first could be by email or traditional mail. The other is through a phone call or text message. It is therefore advisable to update your contact information at the Medicaid office in your state so that you get timely information before your eligibility is impacted. 

It is also advisable to check the website of the state health department regularly for any updates that could impact your eligibility for Medicaid expansion. The rules come into force on January 1, 2027 but their roll out will be phased on a state by state basis. 

Health care system stakeholders like Astiva Health will be monitoring how these rules impact different individuals. This is because concerns are already being voiced about possible drop-outs from enrollment due to some requirements that may be too difficult for affected individuals to comply with. 

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Chris@BMW

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